Auto loan repay using staking rewards

Should it not be nice to have function wich you can turn on and off wich pays off your loan with the daily staking rewards you receive on your staked ICX?

sICX is used in many products so it’s not something that can be done. For example, sICX holders just keeping it in their wallet or on Omm would be having their staking rewards used to pay back balanced debt, which obviously isn’t fair.