If you take only 30% of the emergency fund and 5% of the BALN from the DAO and divide it equally between all borrowers, everybody will get a little unsignificant share.
Here is why I think this is not a good proposal:
1: Most of the emergency fund is from the liquidated borrowers and should first and foremost be returned to them because of the error on this platform.
2: Distributing the funds equally between all borrowers makes no sense as a borrower of 1 bnusd gets just as much as a borrower of 100 000 bnusd. It should be a calculated and more sophisticated refund.
3: Only spending 30% of the emergency fund is way too little as a much bigger share of the emergency fund was built up by the liquidated borrowers between Jan 20th and Jan 24th.
4: The non-liquidated borrowers are favored over the liquidated borrowers, which is upside down given that the liquidated borrowers have funded the emergency fund.
@particleX proposal is the proposal I have supported from the start and if you would like the non-liquidated borrowers to get compensated, then go with @iconist proposal.
I agree with @Advocatus92 . The @arch proposal really belongs to a different thread. This thread is called “LIQUIDATION FEE DISCUSSION”. Hence, this thread should actually only contain proposals for the liquidated borrowers. Anything other is off topic and should be removed.