Lock your loan to earn bBALN

To incentivize borrowing on BALN we can offer loans for a minimum periods of time (2 weeks, 1 month, 6months, 1 year, etc…). (You can keep the loan for as much as you like, use it for whatever you want, but you obligate not to pay it until a certain time point). This will ensure that collateral is stayed in the system as well as the loan. The rewards can come in the form of bBALN in a mechanism that resembles locking BALN. This sort of incentive will